Refinancing Options – True Loan Cost is a Mortgage Banker HUD approved and offers the FHA, Fannie Mae, Freddie Mac and FHLM programs designed to help consumers in this mortgage crisis.

Debt Counseling – Alliance Non Profit Credit Counseling has been selected to negotiate your current debt and reduce your payments. In most cases a donation or a small administration fees is all that is required.

Acquiring Attorney – Acquiring an Attorney is the most expensive of all of the options. Most will require a deposit of $2,500. and it is suggested to get a MyRecast audit of your mortgage file to better prepare your attorney. You will be better prepared and save money with our audit.

Credit Solutions – MyRecast is a division of Creditxp Credit Repair Services. If you choose one of the lenders to refinance your loan the lender will pay for your credit restoration.

Mortgage File Audit – Complete Mortgage File Audit needed for attorneys and attorney generals office are only $299 (a very extensive audit). Includes Property evaluation, Escrow (Taxes and Insurance), Lender Guidelines, Federal Guidelines (TIL, FHA and RESPA), and ARM audit.

State Attorney General – You will be able to send your audited file to your state attorney generals office with our extensive audit. AG’s do not charge a fee to represent you against your lender.

Filing HUD Complaint – Risk Mitigation Group / Dr. Gary Lacefield will file an HUD Complaint in your behave for $250 (includes fair housing audit from RMG)

Quick Escrow Audit $99 - Will will calculate the property taxes and insurance to make sure your lender is not over charging you. This is a very commond practice among lenders.

Quick ARM calculation Audit $99 - We will calculate the adjustments, changes, terms, current rate, new rate, type of adjustment so that you understand your ARM.