Refinancing Options – MyRecast works with lenders that are HUD approved and offer the new FHA secure program designed to help consumers in this mortgage crisis. In some cases closing cost are paid. We will be available to review your offer to assist you in the best loan.

Debt Counseling – Alliance Non Profit Credit Counseling has been selected to negotiate your current debt and reduce your payments. In most cases a donation or a small administration fees is all that is required.

Acquiring Attorney – Acquiring an Attorney is the most expensive of all of the options. Most will require a deposit of $2,500. and it is suggested to get a MyRecast audit of your mortgage file to better prepare your attorney. You will be better prepared and save money with our audit.

Credit Solutions – MyRecast is a division of Creditxp Credit Repair Services. If you choose one of the lenders to refinance your loan the lender will pay for your credit restoration.

Mortgage File Audit – Complete Mortgage File Audit needed for attorneys and attorney generals office are only $299 (a very extensive audit). Includes Property evaluation, Escrow (Taxes and Insurance), Lender Guidelines, Federal Guidelines (TIL, FHA and RESPA), and ARM audit.

State Attorney General – You will be able to send your audited file to your state attorney generals office with our extensive audit. AG’s do not charge a fee to represent you against your lender.

Filing HUD Complaint – Risk Mitigation Group / Dr. Gary Lacefield will file an HUD Complaint in your behave for $250 (includes fair housing audit from RMG)

Quick Escrow Audit $99 - Will will calculate the property taxes and insurance to make sure your lender is not over charging you. This is a very commond practice among lenders.

Quick ARM calculation Audit $99 - We will calculate the adjustments, changes, terms, current rate, new rate, type of adjustment so that you understand your ARM.